Southwestern College Investment Club
Spring 2021


News Flash!

New Investment Group based on BUS-123, Introduction to Investments

GroupMe Investment Group




Welcome to the Southwestern College Investment Club for Spring 2021!

We meet online on Thursdays from noon to 1 pm.
Here is the link to the Zoom meeting room: SWC Zoom Meeting Room

Each week, we invite someone from the financial and investment services industry to come and discuss their segment of the industry and their position. We also ask them to relate their experiences and how they got their start in the industry. Alternatively, we choose and discuss an investment topic from one of our professors.

Everyone is welcome to attend our meetings onlines. Membership is limited to current Southwestern College students.
However, we want to emphasize that everyone is welcome!
If you have a specific topic or position within the industry you are interested in, please feel free to ask about it.
We hope to see you at our next meeting!

Questions? More information? Contact:
Professor Suganya Sankaranarayanan: ssankaranarayanan@swccd.edu or
Professor Frank Paiano: fpaiano@swccd.edu

San Diego Startup Convergence - May 24th to 28th
Request a Free Ticket


Spring 2021 Meetings

11 February 2021: Our first meeting of the Spring 2021 semester. We discussed the objectives of the club and chose officers.  Zoom Recording  Passcode: B1pRa#!g

18 February 2021: This week we presented an Overview of the Investment Universe and discussed exactly what is -- and what is not -- an investment. We had a big turnout. Thank you all for attending!  Zoom Recording  Passcode: p=u4EVY4

25 February 2021: We introduced Mutual Funds, Investments for the Masses.  Zoom Recording  Passcode: !C0ezFKk

4 March 2021: Mr. Steven DeVito regaled us with the Beauty of Bonds  Zoom Recording  Passcode: 0SmQWH7K

11 March 2021: Opportunities in "Hard Money" Lending with Johanna Rivera-Ortega from Federal Home Loans Corporation  Zoom Recording  Passcode: %gJT8GCa

18 March 2021: Cryptocurrencies Panel Discussion: Stairway to Heaven or Highway to Hell? -- Flier -- Presentation -- Zoom Recording  Passcode: c?CeB#?5"

25 March 2021: Mutual Funds with Britney Melvin, Wholesaler, Capital Group (a.k.a. American Funds) -- Zoom Recording  Passcode: 3w81GcAR

8 April 2021: Opportunities for investments and careers in the Mortgage Industry with Andy Wilt and Ron Berg, Mortgage Brokers, The Wilt Group -- Zoom Recording  Passcode: 5DR.fv4M

15 April 2021: Opportunities for investments and careers in the Banking Industry with Carlos Naranjo and Claudio Burgin of U.S. Bank in Chula Vista -- Zoom Recording  Passcode: Rt2*E3$n

22 April 2021: Investment Scams with Professor K.L. Alston; Brokerage Accounts with Professor Frank Paiano -- Zoom Recording  Passcode: 9x9m^5Lq

29 April 2021: Investment Clubs with Linda Robins of BetterInvesting.org  These are "real" investment clubs that actually buy and sell stocks. They are legally partnerships whose dual role is both education and investing. -- Zoom Recording  Passcode: 2yEnNz82

6 May 2021: Starting a Business: The Ultimate Investment! with Briana Weisinger of the Small Business Development Center -- Zoom Recording  Passcode: i4zLP8aR

13 May 2021: Opportunities for investments and careers in the Insurance Industry with Paul Parente of Bankers Life, one of the nation's oldest insurance companies. Whoa! Paul put on quite a show! Dear Students, Opportunity is Knocking! Are you ready to open the door? -- Zoom Recording

20 May 2021: Our last meeting of the semester! We introduced the concept of Present Value and the Discounted Cash Flow Model using Altria, the cigarette company responsible for Marlboro and Virginia Slims. Would you invest in Altria? Looking forward to seeing you all again in August! -- Zoom Recording


Spring 2021 Portfolio -- 10 stocks starting with $10,000 each

26 February 2021: We are off! Check out our stocks for Spring 2021! Ah, down just a bit after one day.

5 March 2021: Ooops! Our aggressive choices have been a bit disappointing.

12 March 2021: Well, we have almost gotten back to where we started. Not too bad, eh?

19 March 2021: 'nother Ooops! Atlas Crest (a SPAC, rhymes with SMACK) and Humanigen have been pretty badly mauled.

26 March 2021: Yikes! In the last hour, we rose almost 2%! The volatility is real!

4 April 2021: Hurray! We are back up over $100,000! Patience, patience, patience.

9 April 2021: Holdin' steady. Darn that SPAC!

16 April 2021: Hey, we are up 3%. Better than a poke in the eye, eh?

26 April 2021: Steady as she goes. 3% is indeed better than a poke in the eye.

30 April 2021: Hey! Humanigen has bounced back strongly. Well done, Frank from Ireland!

7 May 2021: Oooh! The two "hot" choices have come back to burn us, Atlas Crest SPAC and Ark Innovation ETF.

14 May 2021: Hey, we almost got back to even! Not bad.

21 May 2021: All that volatility and we are up over 1%. Whoopie!


The Industry is Actively Recruiting Women and Minorities, Bilingual, and Ex-Military

The Financial Industry Wants Diversity - Great article from the Financial Times magazine

Securities (a.k.a. Financial Investments)
Vanguard
Capital Group (a.k.a. The American Funds)
T. Rowe Price
Fidelity Investments  Woman CEO!
Charles Schwab
Dodge & Cox Funds
Wellington Management  Soon to have a Woman CEO!
Franklin Templeton  Woman CEO!

Insurance Providers
Geico Insurance
Farmers Insurance
State Farm Insurance  Check out the hair-do!
Wawanesa Insurance
AIG Insurance

Banks and Credit Unions
US Bank
Wells Fargo
JP Morgan Chase
Citigroup (nee Citibank) Woman CEO!
Mission Federal Credit Union Woman CEO!
San Diego County Credit Union Woman CEO!

Real Estate Financial Services
CMG Financial
Rocket Mortgage
Guild Mortgage Company Woman CEO!
C2 Financial Corporation
First American Title Insurance
Old Republic Title Insurance
Stewart Title Insurance

There is a Future for You in the
Financial and Investment Services Industry!

Please consider pursuing a career in the industry. The financial and investment industry is enormous. The industry is always looking for new, energetic individuals. There are numerous career path opportunities. From banking to real estate finance to insurance to brokerage firms, there is a place for you. In fact, the industry is actively seeking bilingual speakers and women. Going forward, they understand that diversity is essential to the success of their businesses. They simply love ex-military folks. (The financial industry is highly regulated and who better than those who have already lived and worked in a structured, regulated environment?)

Here at Southwestern, we offer an Associate in Business Administration with an Emphasis in Finance. We also offer a Certificate of Achievement in Financial and Investment Services. Either of these will help you land a position at a bank or credit union, an insurance company, a real estate finance firm, a brokerage or other investment management company, or any of the many other finance-related and investment-related companies.

You don't believe us? You think you need a four-year degree from a prestigious university? Aha! You are wrong! The dirty little secret in our industry is that a degree from a prestigious university is not a guarantee that someone will perform well as a financial adviser with the general public. The recruiters will tell you that they have no reliable method for predicting how someone will do in the industry. Someone with a certificate from a community college might surpass a whole room full of graduates from the Ivy League universities.

We have our own predictors. Are you a positive, optimistic person with a sunny disposition? Do you like to socialize? Do you enjoy meeting new people? Do you want to help them succeed? Are you not afraid to ask someone if they need your help? If they say, "No," are you still willing to go to the next person and ask the same question ... and then go on to ask twenty-seven more people? In short, are you a go-getter who refuses to give up? Will you never give up?

If you can answer, "Yes," to all or most of these questions (especially the part about never giving up), we guarantee you will do well in the industry. You might bounce around from one position to another for a bit but you will find your place. Talk to a counselor about our programs. Or better yet, please contact either Professor Suganya Sarkaranayanan or Frank Paiano above via email.

We wish you all tremendous success in the future and we look forward to talking to you about a potential career in the finance and investment industry.

P.S. Did we mention that salaries in the financial and investment industries are well above the national norms? Hmmm? Think about it seriously, Dear Students. The investment industry needs you!


Back