Frank Paiano

Professor Emeritus
(Fancy way of saying I retired from full-time teaching)
School of Business
Southwestern Community College
Chula Vista, California USA

Aye, Paquito!


Introduction to Investments - Fall 2024 Semester Starts August 26
Free Introduction to Investments textbook!
(Spring 2024 Class Website)

The New Power of the Presidency is Horrifying

Quick Links:
   BUS-123: Introduction to Investments, Fall 2024
  Free Investment Book: Introduction to Investments
     PDF Version - LibreTexts (mobile-friendly)
  SWC Investment Club, Spring 2024 Come join us!
     Thursdays at noon online at Zoom. Check website for details.

     We haven't had any attendance for the past two weeks so today, Thursday, May 2nd, we will not have the meeting. My apologies.

  BUS-123: Introduction to Investments, Spring 2024
  BUS-121: Principles of Money Management, Spring 2023

  Must Watch! A True Patriot!
  Conservative retired judge says Trump "corroded and corrupted American democracy"
  Bloodlines: Every American needs to watch this video
  Appease a Dictator? Bad idea!
  Then and Now - A Clear and Present Danger
  Why do Republicans attack the LGBTQ+ community?

 SWC Online Student Support Services
 SWC Student Services and Campus Resources  Very Cool!

Visitors, please feel free to peruse presentations, listen to lectures, view handouts, e-mail questions, etc. Comments
YouTube Channel
Profile on
Messages from the World Wide Web
My Worst Investment Ever  I was interviewed!
The Origins of

Open Office -- Free office software
Libre Office -- More free office software
Google Docs -- Even more free office software
Getting Started with Google Docs and Google Drive

BUS-123 Plugged by NBC!  Thanks, NBC! likes BUS-123, too.  Thanks,!
And Yahoo, too. Cool!  Thanks, Yahoo! (Ooops! It's the same as SmartAsset.)  Check it out! Dr. Greger teaches you How Not to Die

Introduction to Investments -- Spring 2024

BUS-123 - Introduction to Investments -- Spring 2024

Section Syllabus Days Times Zoom Room
BUS-123-501/502 Syllabus
Class Website
Free-to-Read Text Book! Zero Textbook Cost!
Online Online

 Presentations, Handouts, Answer Keys, Assignments, Lectures, Textbook info, etc.

Instructor Availability
Instructor Availability Spring 2024 Office Availability
Chula Vista Campus

At least twelve office hours throughout the semester, typically Thursday Nights 7:00 to 7:55 pm
   and Saturday mornings from 11:00 to 11:55 am online.
Via Zoom Room Virtual Office Hour or by phone or at a determined location.
Please contact me and we can make an appointment that fits your schedule.
  See BUS-123, Introduction to Investments, class website for office hour schedule
  Scroll down to Part 1: Introduction including Mutual Funds.

To attend the Zoom Room Virtual Office, visit: Zoom via PC, Mac, Linux, iOS, Android
    Or call: +1-408-638-0968 or +1-646-558-8656 (US Toll)
    Meeting ID: 212 931 852
Please Contact Me!

Office Phone: 619-421-6700 x 5692   Email is better.
Message Phone: 619-223-5264   Email is better.

Resources for Online Students

Southwestern Online Learning Support
Southwestern Student Services and Support
California Online Education Initiative Student Success Resources
California Online Education Initiative Readiness Resources
What it takes to be a successful online student  Watch this video! I mean it! It will help! Really! Don't blow it off!
Are You Ready for Online?  Take the Online Readiness Assessment Quiz
Canvas Online Tour for Students
Even more student services links from the Student Services Folks in Admissions - Fall 2020
Stay Enrolled!  Don't Give Up! Never Give Up!

The Industry Needs You!
Financial Services Industry Knows It Needs More Women and Minorities
Careers in the Financial and Investments Services Industries  Yours Truly interviews Jack Schweitzer, December 2020

The Advice of Yours Truly is Sometimes Sought After  (Hard to believe, huh?)
Expert Advice: Understanding Full Coverage Car Insurance  You have to scroll down to get to the part where they ask me about full coverage.
Expert Advice on Comparing Car Insurance Quotes & Rates  Ditto. Scroll down until you see my smiling face,

Free Software
Open Office -- Free office software
Libre Office -- More free office software
Google Docs -- Even more free office software  And 15 gigabytes of free storage!

Worried about how much Google and Facebook know about you?
How to download your Google data and what you will find  And how to delete it!
Here's how to download and delete your Facebook data

"I pledge allegiance to the Corporations
of the Citizens United of America
and to the Billionaires,
for whom they benefit,
one nation, under SuperPACs,
economically divided,
with liberty and justice
for the 0.1%."

Wealth and Income Distribution in the United States
Pale Blue Dot
Do you have $2,385,036? No? Then you are not in the wealthiest 1%.  Scroll down for a very good video.
"There's class warfare, all right, but it's my class, the rich class, that's making war, and we're winning."
-- Warren Buffett, CEO, Berkshire Hathaway
35 Years of Income Distribution in the USA -- 1985 to 2014

Goal setting lesson from Nestor  14-year-old creates a goal and accomplishes it 10 years later.
Update: Community steps forward

Through a Tijuana Turnstile and Into Tacos and Tortas
Food! There are so many fabulous places to eat in TJ. Check 'em out!

Don't Panic!
Sage Advise for When the Market Crashes ... on a 3 x 5 card

Lunch Atop a Skyscraper  The iconic photograph that you can never forget

In Defense of Elon Musk  We need more like him! We especially need a woman like him!

Watch two crazy liberals debate immigration policy  Ronald Reagan and George Bush, the Elder

David McWilliams Videos: Punk Economics - David's Website
Lessons from the 2008/2009 banking crisis
How to spot a financial crisis before it spots you

From North Korea, With Dread
Number of deaths in World War 2 by country
In the first days of World War 3, this number will be five to ten times higher

"Bring your desires down to your present means. Increase
them only when your increased means permit." -- Aristotle

"Wealth consists not in having great possessions,
but in having few wants." -- Epictetus

"The moral arc of the universe in long, but it bends toward justice." -- Martin Luther King, Jr.

Fight Ignorance -- Read!

Music from Trash  This is good. Scroll down and play the video.
A Little Girl Gives Coins To A Street Musician And Gets The Best Surprise In Return
A Girl in Mexico Attached Her Christmas List to a Balloon. A Man Across the Border Found It.

Agribusiness Comes To Mexico  And the results ain't pretty.
What is the world's population percentages of the three major races?

Ending Prohibition II  Uh, it's about time, dontcha' think?
"We Couldn't Have Done Worse If We Tried"  Orange County Judge / Prosecuter says it is time to end the War on Drugs
It's High Time to End Prohibition II
What Science Says About Marijuana  Psst! It is far less dangerous than alcohol and tobacco
Why Is Marijuana Illegal?  Can you say, "Racism?" Sure you can!
The Injustice of Marijuana Arrests Did anyone say, "Racism?" Sure they did!
An alternative view of the relationship of Mexico, the US, and the War on Drugs

Climate change? What climate change!?  Shhh. Don't show this to your Republican friends.
Southern Florida is in big trouble  And their ex-governor, now senator, refused to allow state employees to say the words "climate change."
And Greenland's glaciers and ice sheets are melting  Courtesy of Yale Climate Forum. Yale? Wasn't that where W went to college?

Untold Riches Can Soon Be Yours!  Real estate scam

Excellent advice from an 84-year-old financial planner
A Wall Street Money Manager Criticizes the Republicans Inferior People Should Not Be Allowed to Vote!
Benjamin Graham Financial Network - Buy When Stocks Are On Sale! - Commentary
Mr. Bogle sticks it to the insurance companies  And Senator Hatch is not amused...

An hour of TV takes 22 minutes from your life!
The National Institute of Health's quick take on the study

Remembrance of Sir John Templeton
Quotes from some of the best investors of the last 100 years
This is what buying low feels like -- A bit of humor

What's that McRib made of, anyway?  Uh, maybe you do not want to know...

The Standard Model of Physics is Given a Shot in the Arm by Cris Fitch  Here is the latest version of the paper that might change the world.
The World According to Cris Fitch  Saved for posterity. Quite possibly a new understanding of sub-atomic particles.

Just for Laughs!

Canadian Screaming Severed Head (Yes, it is funny. Not scary.)
This guy is crazy!
FireFox or Chrome or IE?
Guess the Web Browser!
I don't ever want to drive in Russia ...
Spurious Correlations   Per capital consumption of cheese and civil engineering Ph.D's!

Support Same-Sex Marriage

Everyone Deserves The Right To Be Miserable!

In this day and age, no one should be denied the opportunity
to make what could be the worst decision of their lifetime!
Equality California

Excellent video of the struggle for equality
Even Good Ol' Boys are coming around


Very Cool Bikes

Go Smokeless

In Loving Memory Of

Silvia Arechiga-Pearce

Administrative Secretary II

(Has she really been gone this long?)

We Miss You Silvia

We Miss You Very Much