Frank Paiano

Professor Emeritus
(Fancy way of saying I retired from full-time teaching)
School of Business and Technology
Southwestern Community College
Chula Vista, California

Aye, Paquito!

Fall 2022 Starts August 22nd -- Join us!

Quick Links:
  BUS-123, Introduction to Investments, Spring 2022
  Free BUS-123 Textbook: Introduction to Investments
     PDF Version - LibreTexts (mobile-friendly)
  SWC Investment Club, Spring 2022 Come join us!
  Must Watch! A True Patriot!

  BUS-123, Introduction to Investments, Spring 2022
  BUS-121, Financial Planning & Money Management, Fall 2020

 SWC Online Student Support Services
 SWC Student Services and Campus Resources  Very Cool!

Lectures are available on class websites (links above) and YouTube.
3CMediaSolutions may also be used depending upon need.  Check it out! Dr. Greger teaches you How Not to Die

Visitors, please feel free to peruse presentations, listen to lectures, view handouts, e-mail questions, etc.

Bio Comments
YouTube Channel
Profile on
Messages from the World Wide Web
My Worst Investment Ever  I was interviewed!
The Origins of

Careers in Finance
 Interview with John Schweitzer. Used in BUS-121 and BUS-123.

Open Office -- Free office software
Libre Office -- More free office software
Google Docs -- Even more free office software
Getting Started with Google Docs and Google Drive
Free Presentation Viewer

BUS-123 Plugged by NBC!  Thanks, NBC!
Yours Truly Pontificates on Credit Cards at
Regular Car Insurance - Non-Owner Car Insurance
Credit-Builder Loan or Secured Credit Card?

Introduction to Investments -- Fall 2022

BUS-123 - Introduction to Investments - Fall 2022
Enroll Now!
Email for more information.

Section Syllabus Days Times Room
BUS-123-501 and 502 Syllabus
Free-to-Read Text Book! Zero Textbook Cost!
Occasional Optional:
Occasional Optional:
8:35 am to 10 am
Zoom Room

  Presentations, Handouts, Assignments, Audio Lectures Downloads, Textbook info, etc.

Instructor Availability
Instructor Availability Fall 2022 Office Availability
Chula Vista Campus Office:
To Be Announced
(My old office has been torn down!)
At least three Thursday Nights 7:00 to 7:55 pm Online (Via Zoom Room Virtual Office Hour or by phone or at a determined location)
  See BUS-123, Introduction to Investments, for Fall 2022 for office hour schedule
Or make an appointment at the office or in the Zoom Room Virtual Office
  To attend the Zoom Room Virtual Office, visit: Zoom via PC, Mac, Linux, iOS, Android
    Or call: +1-408-638-0968 or +1-646-558-8656 (US Toll)
    Meeting ID: 212 931 852
Please Contact Me!
You are invited to our occasional optional BUS-123, Introdution to Investments, live Zoom sessions on Tuesday and Thursday mornings from 8:35 to 10 am, Pacific time
Office Phone: 619-421-6700 x 5692   Email is better.
Message Phone: 619-223-5264   Email is better.

We Did It! America Can Be Proud Again!
A name that will live in infamy   Lock him up! Lock him up! Lock him up!
Republicans for the Rule of Law   Finally, the Republican Party is coming to grips with this monster
The Lincoln Project   Awesome advertisements designed to show that there are countless Reponsible Republicans
Republican Voters Against Trump   More Reponsible Republicans!
Meidas Touch   Three brothers on a mission!

Resources for Online Students

Southwestern Online Learning Support
Southwestern Student Services and Support
California Online Education Initiative Student Success Resources
California Online Education Initiative Readiness Resources
What it takes to be a successful online student  Watch this video! I mean it! It will help! Really! Don't blow it off!
Are You Ready for Online?  Take the Online Readiness Assessment Quiz
Canvas Online Tour for Students
Even more student services links from the Student Services Folks in Admissions - Fall 2020
Stay Enrolled!  Don't Give Up! Never Give Up!

The Industry Needs You!
Financial Services Industry Knows It Needs More Women and Minorities
Careers in the Financial and Investments Services Industries  Yours Truly interviews Jack Schweitzer, December 2020

The Advice of Yours Truly is Sometimes Sought After  (Hard to believe, huh?)
Expert Advice: Understanding Full Coverage Car Insurance  You have to scroll down to get to the part where they ask me about full coverage.
Expert Advice on Comparing Car Insurance Quotes & Rates  Ditto. Scroll down until you see my smiling face,

Free Software
Open Office -- Free office software
Libre Office -- More free office software
Google Docs -- Even more free office software
Free Presentation Viewer

Worried about how much Google and Facebook know about you?
How to download your Google data and what you will find  And how to delete it!
Here's how to download and delete your Facebook data

"I pledge allegiance to the Corporations
of the Citizens United of America
and to the Billionaires,
for whom they benefit,
one nation, under SuperPACs,
economically divided,
with liberty and justice
for the 0.1%."

Wealth and Income Distribution in the United States
Pale Blue Dot
Do you have $2,385,036? No? Then you are not in the wealthiest 1%.  Scroll down for a very good video.
"There's class warfare, all right, but it's my class, the rich class, that's making war, and we're winning."
-- Warren Buffett, CEO, Berkshire Hathaway
35 Years of Income Distribution in the USA -- 1985 to 2014

Goal setting lesson from Nestor  14-year-old creates a goal and accomplishes it 10 years later.
Update: Community steps forward

Through a Tijuana Turnstile and Into Tacos and Tortas
Food! There are so many fabulous places to eat in TJ. Check 'em out!

A Republican Guide for Handling Mass School Shootings

Don't Panic!
Sage Advise for When the Market Crashes ... on a 3 x 5 card

Lunch Atop a Skyscraper  The iconic photograph that you can never forget

In Defense of Elon Musk  We need more like him! We especially need a woman like him!

Watch two crazy liberals debate immigration policy  Ronald Reagan and George Bush, the Elder

CNN's Fahreed Zakaria re: Very Ugly Sick Man
The Madness of King Putin
Ignorance is Strength
Ugly Sick Man Loves Putin -- Putin Loves Ugly Sick Man
Ugly Sick Man rewrites the poem at the base of the Statue of Liberty
Same arguments as during Fascism in the 1930's and 1940's.
Ugly Sick Man is delivering exactly what they wanted -- white male supremacy
Yes, as a matter of fact, Fox News Viewers do live on a different planet
Ugly Sick Man is a Scandal-Ridden Scoundrel
The Law is Coming, Ugly Sick Man
Ah, Yes, Collusion is a crime
But it is not called collusion. It is actually called conspiracy. (Scroll down for video.)

David McWilliams Videos: Punk Economics - David's Website
Lessons from the 2008/2009 banking crisis
How to spot a financial crisis before it spots you

From North Korea, With Dread
Number of deaths in World War 2 by country
In the first days of World War 3, this number will be five to ten times higher

Awesome Political Ad for Woman Running for Congress in Texas
She only lost by 3% which is amazing for Texas, the Lone Star Hate

"Bring your desires down to your present means. Increase
them only when your increased means permit." -- Aristotle

"Wealth consists not in having great possessions,
but in having few wants." -- Epictetus

Be Not Afraid! We Did It! He Will Be Gone Soon!

Yes, he is a proven racist and misogynist. Yes, he has stoked hatred of and encouraged violence against people of color, women, immigrants, and the disabled. Yes, a large number but not a majority of voters were afflicted with the horrible diseases of anger, fear, and ignorance. Yes, he has violated every code of ethics and professional behavior from every honorable organization in the last 100 years. Yes, he has his supporters enacting fascist rituals that are directly out of The Lord of the Flies. Yes, he believes that an example of a good leader is Vladimir Putin, a man who secretly sends his troops into a foreign country and then calls them "volunteers" when they are caught or killed. Yes, he believes democracy is a tool to be used to his own ends, claiming fraud if he loses and claiming victory if he wins. Yet it is important to understand that this sick man only took advantage of deep divisions already present. His election is more a symptom than a cause.

We will not be afraid. We stand against him. There is no doubt that some of his supporters will resort to violence. The KKK is celebrating victory. Anti-Semitism is running rampant. Attacks against minorities and immigrants are almost sure to follow. We will bear witness to the upcoming crimes against humanity and will we not back down. Jesus and Ghandi and Martin Luther King, Jr. will be by our side

Do your part. Pledge to stand in solidarity against the monster's agenda of fascism, racism, sexism, xenophobia, and hatred.

"The moral arc of the universe in long, but it bends toward justice." -- Martin Luther King, Jr.

P.S. I spoke with two of my friends who are moderate Republicans. They both believe that the inflammatory rhetoric and fascist rituals will be replaced with what is essentially a typical center-right Republican adminstration and they downplay the fascism, racism, sexism, xenophobia and hatred and believe that it was all just to get elected. I pray that they are correct. However, we have seen in the past what has happened when certain segments of a society are demonized and de-humanized. Personally, I believe there are forces of hatred and xenophobia that have been irrevocably unleashed in the United States and it will be difficult to impossible to tame them until after much blood is shed.
P.P.S. They were both wrong.

BUT, here is hope for our future!

Undividing America? The mother says she is a Born-Again Christian. Yet she voted for a monster who brags about grabbing pussies, separates children from their families and places them in cages, demonizes entire countries and religions, mocks the disabled, lies continually, and attacks war heros who were shot down by multiple surface-to-air missles and spent 5 years being tortured while he got a deferment from the Vietnam War because of supposed born spurs in his ankle, yet he was still able to play sports. What a fraud!

Fight Ignorance -- Read!

Music from Trash  This is good. Scroll down and play the video.
A Little Girl Gives Coins To A Street Musician And Gets The Best Surprise In Return
A Girl in Mexico Attached Her Christmas List to a Balloon. A Man Across the Border Found It.

Agribusiness Comes To Mexico  And the results ain't pretty.
What is the world's population percentages of the three major races?

Ending Prohibition II  Uh, it's about time, dontcha' think?
"We Couldn't Have Done Worse If We Tried"  Orange County Judge / Prosecuter says it is time to end the War on Drugs
It's High Time to End Prohibition II
What Science Says About Marijuana  Psst! It is far less dangerous than alcohol and tobacco
Why Is Marijuana Illegal?  Can you say, "Racism?" Sure you can!
The Injustice of Marijuana Arrests Did anyone say, "Racism?" Sure they did!
An alternative view of the relationship of Mexico, the US, and the War on Drugs

Climate change? What climate change!?  Shhh. Don't show this to your Republican friends.
Southern Florida is in big trouble  And their ex-governor, now senator, refused to allow state employees to say the words "climate change."
And Greenland's glaciers and ice sheets are melting  Courtesy of Yale Climate Forum. Yale? Wasn't that where W went to college?

Untold Riches Can Soon Be Yours!  Real estate scam

Excellent advice from an 84-year-old financial planner
A Wall Street Money Manager Criticizes the Republicans Inferior People Should Not Be Allowed to Vote!
Benjamin Graham Financial Network - Buy When Stocks Are On Sale! - Commentary
Mr. Bogle sticks it to the insurance companies  And Senator Hatch is not amused...

An hour of TV takes 22 minutes from your life!
The National Institute of Health's quick take on the study

Remembrance of Sir John Templeton
Quotes from some of the best investors of the last 100 years
This is what buying low feels like -- A bit of humor

What's that McRib made of, anyway?  Uh, maybe you do not want to know...

The Standard Model of Physics is Given a Shot in the Arm by Cris Fitch  Here is the latest version of the paper that might change the world.
The World According to Cris Fitch  Saved for posterity. Quite possibly a new understanding of sub-atomic particles.

Just for Laughs!

Canadian Screaming Severed Head (Yes, it is funny. Not scary.)
This guy is crazy!
FireFox or Chrome or IE?
Guess the Web Browser!
I don't ever want to drive in Russia ...
Spurious Correlations   Per capital consumption of cheese and civil engineering Ph.D's!

Support Same-Sex Marriage

Everyone Deserves The Right To Be Miserable!

In this day and age, no one should be denied the opportunity
to make what could be the worst decision of their lifetime!
Equality California

Excellent video of the struggle for equality
Even Good Ol' Boys are coming around


Very Cool Bikes

Go Smokeless

In Loving Memory Of

Silvia Arechiga-Pearce

Administrative Secretary II

(Has she really been gone this long?)

We Miss You Silvia

We Miss You Very Much