Introduction to Investments -- Fall 2025

BUS-123 - Introduction to Investments -- Fall 2025
Section	Syllabus	Days	Times	Room
BUS-123-01	Syllabus Class Website Free-to-Read Text Book! Zero Textbook Cost!	Tue/Thurs Live Streamed	10:10 am to 11:35 am	Room 25-105 and online at wonderprofessor.com/zoom
Presentations, Handouts, Answer Keys, Assignments, Lectures, Textbook info, etc.

Instructor Availability

Instructor Availability	Fall 2025 Office Availability
Chula Vista Campus Office: 62A-104B (but office room will be changed)	At least six office hours throughout the semester, typically Thursdays from 9:00 to 9:55 am In-person and via Zoom Room Virtual Office Hour or by phone. Please contact me and we can make an appointment that fits your schedule.   See BUS-123 website for full schedule. To attend the Zoom Room Virtual Office, visit: Zoom via PC, Mac, Linux, iOS, Android   URL: https://wonderprofessor.com/zoom     Or call: +1-408-638-0968 or +1-646-558-8656 (US Toll)     Meeting ID: 212 931 852 Please Contact Me!
E-mail: fpaiano@swccd.edu
Office Phone: 619-421-6700 x 5692   Email is better.
Message Phone: 619-223-5264   Email is better.

Pray for the United States - Slavi Ukraini! "Russia fought for that land in Ukraine and lost a lot of soldiers doing it, so Russia should keep it." -- Donald Trump, conveniently forgetting that Russia invaded Ukraine after Russia agreed in the early 1990's to respect Ukraine's sovereignty in return for Ukraine surrendering their nuclear weapons. In addition, the United States offered security guarantees to Ukraine. "I was electrocuted, beaten, stabbed in the leg and starved after being captured while defending my home and family in Mariupol. We held back the Putin invasion for several weeks while Russia slaughtered over 25,000 predominantly Russian speaking Ukrainians including women and children. TRUMP IS MAD OR OWNED." -- Shaun Pinner, Soldier in Ukraine "Trump is surrendering America. Trump is the opposite of strong. He is a tiny, weak, small, scared, trembling, sissy, husk of a man. There is nothing manly about his fat, sweaty, smelly, gross, makeup'ed self. An absolute joke." -- Adam Kinzinger, former Republican Congressman "Donald Trump is everything you teach your children not to be. He's cruel, ignorant, and lawless. He's a bully, a coward, a cheat, an extreme narcisist, and a pathological liar. You'd never work with him. You'd never work for him. You'd never want any woman you cared about involved with him. He's a horrible human being. Shame on us for electing him again." -- former Republican Congressman Joe Walsh In Trump's America, an autism awareness tattoo can land you in a hellish prison in El Salvador, but a white nationalist tattoo can get you the title of Secretary of Defense. "The President of the United States is at war with the Constitution and the rule of law." -- Retired Conservative Federal Judge J. Michael Luttig "The fact that Trump's propaganda is so effective is especially sad, because the nation that once stood up to bullies like Hitler, Castro, and Krushchev is not falling into goose-step behind a home-grown bully who seems afraid of everything that isn't part of his entitled life, who responds to his irrational fears the way a child does." -- Kareem Abdul-Jabbar "You can sway a thousand men by appealing to their prejudices quicker than you can convince one man by logic". -- Robert A. Heinlein

Resources for Online Students

Southwestern Online Learning Support Southwestern Student Services and Support California Online Education Initiative Student Success Resources California Online Education Initiative Readiness Resources What it takes to be a successful online student  Watch this video! I mean it! It will help! Really! Don't blow it off! Are You Ready for Online?  Take the Online Readiness Assessment Quiz Canvas Online Tour for Students Even more student services links from the Student Services Folks in Admissions - Fall 2020 Stay Enrolled!  Don't Give Up! Never Give Up! The Industry Needs You! Financial Services Industry Knows It Needs More Women and Minorities Careers in the Financial and Investments Services Industries  Yours Truly interviews Jack Schweitzer, December 2020 The Advice of Yours Truly is Sometimes Sought After  (Hard to believe, huh?) Expert Advice: Understanding Full Coverage Car Insurance  You have to scroll down to get to the part where they ask me about full coverage. Expert Advice on Comparing Car Insurance Quotes & Rates  Ditto. Scroll down until you see my smiling face, Free Software Open Office -- Free office software Libre Office -- More free office software Google Docs -- Even more free office software  And 15 gigabytes of free storage! Worried about how much Google and Facebook know about you? How to download your Google data and what you will find  And how to delete it! Here's how to download and delete your Facebook data

"I pledge allegiance to the Corporations of the Citizens United of America and to the Billionaires, for whom they benefit, one nation, under SuperPACs, economically divided, with liberty and justice for the 0.1%."

Nothing is perfect. That includes capitalism. In fact, capitalism might just be the worst economic system ever created ... except for all the others. However, lately something has changed in the world of capitalism and not for the best. I used to be so proud of how many billionaires that the United States had minted. Now we see that some of those billionaires have been using their power to corrupt our political system. If we don't want the United States to wind up as a kleptocracy like Russia, we have to curtail the power of money in our world of politics. Wish us luck! Wealth and Income Distribution in the United States Another Wealth Distribution in the United States video Do you have $2,385,036? No? Then you are not in the wealthiest 1%.  Scroll down for a very good video. "There's class warfare, all right, but it's my class, the rich class, that's making war, and we're winning." -- Warren Buffett, CEO, Berkshire Hathaway 35 Years of Income Distribution in the USA -- 1985 to 2014  • Autocracy in America The Big Lie!  • Must Watch! A True Patriot!  • Conservative retired judge says Trump "corroded and corrupted American democracy"  • Bloodlines: Every American needs to watch this video  • Appease a Dictator? Bad idea!  • Then and Now - A Clear and Present Danger  • Why do Republicans attack the LGBTQ+ community?  • The New Power of the Presidency is Horrifying  • VoteVets Gives Agent Orange a Darned Good and Well-Deserved Thwacking!

Pale Blue Dot Goal setting lesson from Nestor  14-year-old creates a goal and accomplishes it 10 years later. Update: Community steps forward Through a Tijuana Turnstile and Into Tacos and Tortas Food! There are so many fabulous places to eat in TJ. Check 'em out! Don't Panic! Sage Advise for When the Market Crashes ... on a 3 x 5 card Lunch Atop a Skyscraper  The iconic photograph that you can never forget Watch two crazy liberals debate immigration policy  Ronald Reagan and George Bush, the Elder David McWilliams Videos: Punk Economics - David's Website Lessons from the 2008/2009 banking crisis How to spot a financial crisis before it spots you From North Korea, With Dread Number of deaths in World War 2 by country In the first days of World War 3, this number will be five to ten times higher

"Bring your desires down to your present means. Increase them only when your increased means permit." -- Aristotle "Wealth consists not in having great possessions, but in having few wants." -- Epictetus

"The moral arc of the universe in long, but it bends toward justice." -- Martin Luther King, Jr.

Fight Ignorance -- Read!

Music from Trash  This is good. Scroll down and play the video. A Little Girl Gives Coins To A Street Musician And Gets The Best Surprise In Return A Girl in Mexico Attached Her Christmas List to a Balloon. A Man Across the Border Found It. Agribusiness Comes To Mexico  And the results ain't pretty. What is the world's population percentages of the three major races?

Ending Prohibition II  Uh, it's about time, dontcha' think? "We Couldn't Have Done Worse If We Tried"  Orange County Judge / Prosecuter says it is time to end the War on Drugs It's High Time to End Prohibition II What Science Says About Marijuana  Psst! It is far less dangerous than alcohol and tobacco Why Is Marijuana Illegal?  Can you say, "Racism?" Sure you can! The Injustice of Marijuana Arrests Did anyone say, "Racism?" Sure they did! An alternative view of the relationship of Mexico, the US, and the War on Drugs

Climate change? What climate change!?  Shhh. Don't show this to your Republican friends. Southern Florida is in big trouble  And their ex-governor, now senator, refused to allow state employees to say the words "climate change." And Greenland's glaciers and ice sheets are melting  Courtesy of Yale Climate Forum. Yale? Wasn't that where W went to college?

Scams Untold Riches Can Soon Be Yours!  Real estate scam

Excellent advice from an 84-year-old financial planner A Wall Street Money Manager Criticizes the Republicans Inferior People Should Not Be Allowed to Vote!

Benjamin Graham Financial Network - Buy When Stocks Are On Sale! - Commentary Mr. Bogle sticks it to the insurance companies  And Senator Hatch is not amused... An hour of TV takes 22 minutes from your life! The National Institute of Health's quick take on the study Remembrance of Sir John Templeton Quotes from some of the best investors of the last 100 years This is what buying low feels like -- A bit of humor What's that McRib made of, anyway?  Uh, maybe you do not want to know... The Standard Model of Physics is Given a Shot in the Arm by Cris Fitch  Here is the latest version of the paper that might change the world. The World According to Cris Fitch  Saved for posterity. Quite possibly a new understanding of sub-atomic particles.

Just for Laughs!

Canadian Screaming Severed Head (Yes, it is funny. Not scary.) This guy is crazy! FireFox or Chrome or IE? Guess the Web Browser! I don't ever want to drive in Russia ... Spurious Correlations   Per capital consumption of cheese and civil engineering Ph.D's!

In Loving Memory Of

Silvia Arechiga-Pearce

Administrative Secretary II
1960-2000

(Has she really been gone this long?)

We Miss You Very Much