Welcome to BUS-121
Principles of Money Management
Fall 2024

Southwestern Community College
Instructor: Frank Paiano

Welcome Students from Professor Greenwald's Class.
We are glad you are here with us.

"The moral arc of the universe in long, but it bends toward justice." -- Martin Luther King, Jr. "This country is so fundamentally strong it can survive its leaders." -- Louis Rukeyser Is the American republic built to withstand a malevolent president? Same arguments used during Fascism in the 1930's and 1940's.

*** Principles of Money Management  Free Text Book! No cost! Seriously! We mean it! ***   Yes, yes, I know. This web page looks intimidating. "All those links!" Relax. Much of it is duplicated. (In the case of the presentations, triplicated!) Just get started and remember to work on the class material an hour each day.

Part 1: Planning	Syllabus: BUS-121-601 Hybrid Class Syllabus - Audio Commentary of Syllabus - Long Format  Long format in Canvas Your Humble Professor Introduces Himself  Look for Video for the video lectures and commentaries. Your Humble Professor Introduces Himself with just audio -  Look for Audio for the audio lectures and commentaries. A Guided Tour of the Class Web Site - Audio  Uh, it's what y'er lookin' at right now. Office: 61A-104B, Chula Vista Campus (No classes at the Chula Vista Campus this semester.)  There will be at least eighteen office hours. If these times are not good for you, we can schedule one when it is convenient for you. Zoom Room Virtual Office Hours Thursday nights from 7:00 pm to 7:55 pm      Thursday, August 29th, 7:00 to 7:55 pm (first week of semester)      Thursday, September 19th, 7:00 to 7:55 pm (coincide with exam #1)      Thursday, October 17th, 7:00 to 7:55 pm (coincide with exam #2)      Thursday, October 31st, 7:00 to 7:55 pm (coincide with exam #3)      Thursday, November 21st, 7:00 to 7:55 pm (coincide with exam #4)      Thursday, December 5th, 7:00 to 7:55 pm (coincide with final exam) Saturday mornings from 11:00 am to 11:55 am      Saturday, August 31st, 11:00 to 11:55 am (first week of semester)      Saturday, September 21st, 11:00 to 11:55 am (coincide with exam #1)      Saturday, October 18th, 11:00 to 11:55 am (coincide with exam #2)      Saturday, November 2nd, 11:00 to 11:55 am (coincide with exam #3)      Saturday, November 23rd, 11:00 to 11:55 am (coincide with exam #4)      Saturday, Deceber 7th, 11:00 to 11:55 am (coincide with final exam) Wednesday afternoons from 4:00 pm to 4:55 pm, online via Virtual Office and in Tijuana      Wednesday, October 2nd, 4:00 to 4:55 pm (conincide with exam #1 of twelve-week hybrid class)      Wednesday, October 9th, 4:00 to 4:55 pm (third week of twelve-week hybrid class)      Wednesday, October 16th, 4:00 to 4:55 pm (coincide with exam #2 of twelve-week hybrid class)      Wednesday, October 30th, 4:00 to 4:55 pm (coincide with exam #3 of twelve-week hybrid class)      Wednesday, November 27th, 4:00 to 4:55 pm (coincide with exam #4 of twelve-week hybrid class)      Wednesday, December 4th, 4:00 to 4:55 pm (coincide with final exam of twelve-week hybrid class) Please let me know what days and times are good for you and we will schedule an office hour for you.
Chapter 1: Personal Financial Planning	Chapter 1: Personal Financial Planning Presentation  Every chapter has a presentation that can be read with PowerPointless, Open Office, Libre Office, or Google Docs Study Guide - Video - Audio  Discussion of the chapter study guides and how to use Google Docs Assignment - Commentary Rubric for Goals Assignment - Commentary Discussion Forums Assignment - Commentary   Add your picture to the discussion boards!  We want to see your smiling face! Chapter 1 Bonus Assignments -- Fun! (All these were done by your fellow students!) Bonus Assignment / Extra Credit - Examples: 0 1 2 3 4 5 6 7 8 9 10 11 12 Commentary   Have fun!    Say No To Tobacco    New Hit Song Sweeping The Nation!    Cool Video    Check it out! How to Submit Assignments - Commentary Awesome Goal Setting Example and Great Quotes Awesome goal setting example from the South Bay  14-year-old creates a goal and accomplishes it 10 years later   And the community steps forward to help Twelve great quotes about finance Ten Valuable Life Skills  Awesome Ideas for your Non-Financial Goal Future Value Handouts and Tables  Future value problems will be on exam #1. Study these worksheets! Future Value Worksheet - Commentary - Answer Key  These calculations are easy once you have done them a few times. Future Value Tables - (Need for future value calculations) Future Value Practice 1 - Answer Key  I'm serious! You have to know how to do these calculations! Future Value Practice 2 - Answer Key  Don't ignore these! They will be on the first exam! Marriage and Finance Financial Implications of Marriage Marriage Killing Issues Ten Questions to Ask before Getting Married  Complete with beautiful models looking very happy "Marriage is not a love affair; it is an ordeal"  -- Joseph Campbell Online Audio Lectures (MP3 format which can be downloaded to mobile device or CD.) Chapter 1 - Lecture 1 - Slides 1 to 18    Introduction: Personal Financial Planning Chapter 1 - Lecture 2 - Slides 19 to 39    Goal Setting & the Time Value of Money Chapter 1 - Lecture 3 - Slides 40 to 47    Financial Aspects of Career Planning Online Audio/Video Lectures Chapter 1 - Lecture 1 - Slides 1 to 18    Introduction: Personal Financial Planning Chapter 1 - Lecture 2 - Slides 19 to 39    Goal Setting & the Time Value of Money Chapter 1 - Lecture 3 - Slides 40 to 47    Financial Aspects of Career Planning Online Audio/Video Lectures on YouTube (Closed captioning available) Chapter 1 - Lecture 1 - Slides 1 to 18    Introduction: Personal Financial Planning Chapter 1 - Lecture 2 - Slides 19 to 39    Goal Setting & the Time Value of Money Chapter 1 - Lecture 3 - Slides 40 to 47    Financial Aspects of Career Planning
Chapter 2: Money Management Skills: Financial Statements and Budgeting	Chapter 2: Money Management Skills: Financial Statements and Budgeting Presentation Study Guide Assignment - Audio Commentary Financial Statements Practice - Answer Key  Very similar to questions on exam #1 Financial Statements Practice On Your Own Creating a Good Password: Good - Better - Best Creating a Good PIN Financial Statements: Cash Flow Statement and Net Worth Statement Excel Spreadsheet - Google Spreadsheet - Video - Audio Just one simple change  Write down every transaction! It will lower your spending. Why do Americans have such a hard time saving money?  It depends upon which Americans you are talking about. But are we Americans really that bad at savings?  We are better than some other countries and worse than others. Online Audio Lectures Chapter 2 - Lecture 1 - Slides 1 to 14    Money Management & Financial Statements Online Audio/Video Lectures Chapter 2 - Lecture 1 - Slides 1 to 14    Money Management & Financial Statements Online Audio/Video Lectures on YouTube (Closed captioning available) Chapter 2 - Lecture 1 - Slides 1 to 14    Money Management & Financial Statements